Enabling Private Investment in Affordable Housing in Nigeria: Lessons from the Experience of the Millard Fuller Foundation Projects in Nasarawa State

Despite the shift to private sector-driven affordable housing in Nigeria for decades, deficit has continued increase disadvantage of low-income families. This paper explores enabling strategies stimulating private-driven Nigeria. A case study Millard Fuller Foundation projects was undertaken, and semi-structured interviews were administered 12 residents estates developer explore their experience highlight considerations designing appropriate strategies. The data generated analysed using thematic analysis with support Nvivo. identifies four major components construction costs—land, design, materials, finance—that policy improvement can target stimulate investment. It shows that developers are likely adopt practices will reduce these costs repercussions end-users. Mindful this, concern make returns on investment, should aim harmonise both developers’ interest end-users through widespread infrastructural development land available all locations, an incremental owner-building approach so take decisions housing. Furthermore, access National Housing Fund (NHF) mortgages be enhanced by recognising supplementary incomes loan origination procedures.